Apple Wallet has evolved far beyond Apple Pay. The app now handles NYC subway taps via Express Transit (no Face ID required), peer-to-peer payments through iMessage, physical credit card data storage, and digital keys for cars, homes, and hotel rooms. The video runs 12 minutes and covers each feature with hands-on demos, including Tap to Cash, which lets two iPhones exchange money by proximity alone.
The most technically interesting segment is the Express Transit breakdown. Cards set to Express mode bypass authentication entirely, which is fast but raises questions the video addresses directly. The digital keys section covers the full stack: car access, home locks, and hotel check-in, all from one app. The saved credit card information feature is underused and underexplained by Apple, and the video fills that gap.
The creator flags one significant unresolved problem with Apple Wallet, covered at the 10:24 mark, which is worth watching for alone. If you use iPhone daily and still carry a physical wallet, this video is a practical audit of what you can eliminate and what you cannot yet.
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